MBA: Mortgage Delinquency Rates declined in Q2 Delinquency Rate Declines Significantly, MBA Reports. May 19, 2011. The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 8.32 percent of all loans outstanding as of the end of the first quarter of 2011, an increase of seven basis points from the fourth quarter of 2010, and a decrease of 174 basis points from one year ago.
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