There are typically three "strategies" to avoiding mortgage insurance.
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Some homeowners can deduct private mortgage insurance, or PMI, payments as an itemized interest expense for the 2016 tax year. The tax break hasn’t been renewed by Congress.
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If you’ve been thinking about buying a home but aren’t quite sure you can scrounge up enough money for the down payment, private mortgage insurance, or PMI, may be an option for you. PMI is a type of insurance that protects your lender if you default on the loan. It’s generally required on loans worth.
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