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Did Debt Collection Calls Kill This Man?

Think of this phone call as an interrogation where you’re innocent until proven guilty. Don’t make a payment or make a payment arrangement until you’ve confirmed that the debt is yours and that the collector can collect on it. It’s not uncommon for debt collectors to make up debts or collect on debts that have passed the statute of limitations.

Man spends a year tracking down fake-debt collectors after they threatened his wife. More collection agencies contacted him, his wife, his brother, even his grandparents.. Debt collectors call guy named Therrien and then threaten to rape his wife when he won’t pay on a debt he doesn’t even.

But he really can’t. In fact, what a debt collector can do is severely limited by federal law. Know your rights. Several years ago our Congress passed a law called the Fair Debt Collection Practices Act. This law defines what a debt collector can and can’t do. For example, it can’t. Call you before 8:00 a.m. or after 9:00 p.m.

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Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies. Debt relief services may have a negative impact on the consumer’s creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.

Woman sues debt collector over husband’s death. Tampa, Florida (CNN) — Dianne McLeod recalls her husband, Stanley, getting so visibly upset when the debt collectors called that she had to take the phone away from him. She believes constant harassing phone calls and other tactics eventually killed him.

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Debt collectors are strictly regulated in how they collect debts from consumers.. One common consumer complaint is that a debt collector is contacting a consumer’s place of work, family, or friends, in an attempt to collect a debt. In fact, there is an entire section of the Fair Debt Collection Practices Act (FDCPA) that regulates debt collection calls to third parties.

When a Collector Calls About a Debt You (Possibly) Don’t Owe Here’s how to verify whether the caller is legit and determine whether the debt is yours. By Susannah Snider , Senior Editor, Personal.

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